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Payment Options

It is our mission to provide you with high-quality treatment that is affordable! We offer a variety of payment options to meet your needs. For the convenience of our patients, we accept Visa, MasterCard and American Express. We do ask that any co-pays and deductibles be paid at the time of service, and depending on the services being rendered, a down payment may be required as well.

Please ask a member of our staff, and we will review our payment options to accommodate your financial needs. If special arrangements are needed, please talk to our office manager prior to receiving service.

FINANCING OPTIONS

We believe that finances shouldn’t be an obstacle for you wanting to preserve and maintain optimum eye health and good vision. We are pleased to offer our patients third party financing through CareCredit, North America’s leader in patient payment programs.

CareCredit works like a credit card, but is limited to healthcare services. For qualifying patients, CareCredit offers no-interest financing over 24 months. You can begin your treatment immediately and pay for it over a year with low payments that fit into your budget. There are no annual fees or pre-payment penalties.

You can learn more about CareCredit on their website or by contacting us.

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Cataract Surgery NYC | Eye Specialist | Dr. Schottenstein

Compassionate and Customized Care

A Flex Spending Account (FSA), sometimes referred to as a “flex plan” or “cafeteria plan” allows you to set untaxed money aside to save specifically for medical expenses. FSA’s are a benefit provided to thousands by their employer.

FSA’s allow you to save up to $5,000 of untaxed dollars a year (This amount may be less depending on your employer.). In addition to acting as a “medical savings account”, FSA’s save you money by reducing the amount of income taxes you pay each year. The amount you set aside each year for your FSA will be deducted from your annual gross pay, meaning you will be taxed that much less than if you didn’t have a FSA. Your annual savings will depend on your level of contribution into your FSA.

Contact your Human Resource Department at your work to determine if an FSA is an available benefit at your company. Open enrollment for FSA only occurs once a year. This time varies depending on the company. If your company does offer FSA’s, be sure to act immediately once notification has been sent that it is Open Enrollment time.

The application will require you to determine the dollar amount you want deducted from each paycheck. It will automatically be deposited into your healthcare FSA. Generally, you can spend the money at any time, even if it hasn’t full accumulated into your account for that year.

FINANCING

We understand how complex and confusing insurance policies can sometimes be. It is important for you to contact your insurance provider or company’s Human Resource Department ahead of time to be familiar with your coverage. Feel free to contact us at any time with questions concerning your account. We are happy to help you as best we can.

Additionally, we will submit all insurance claims for you. We will fully attempt to help you receive full insurance benefits; however, you are personally responsible for your account, and we encourage you to contact us if your policy has not paid within 30 days.

 

Here is a list of some of the insurances we accept:

 

  • Affinity Health Plans
  • APWU
  • Beech Street Network
  • Cigna
  • Elderrplan
  • Empire Plan
  • Fidelis Care
  • Great West Healthcare
  • HealthFirst
  • HealthPlus
  • HIP
  • HIP CMO
  • Humana Health
  • Liberty Health Advantage
  • MagnaCare
  • Metro Plus
  • Medicare
  • Multiplan Network
  • Oxford Health Plans
  • Tricare
  • PHCS
  • POMCO
  • 1199 SEIU & NBF
  • Travelers
  • Mail Handlers Benefit Plan
  • Blue Cross Blue Shield
  • AARP
  • Aetna
  • First Health
  • GHI
  • GEHA Health Plans
  • Guardian
  • Neighborhood Health Providers
  • Perfect Health
  • United Healthcare
  • Workers Compensation
  • VNS Choice

When making an appointment, please confirm if this list is current and whether your insurance will be accepted.


PAYMENT FORM

Payment Form

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